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Get an unsecured business loan for dependable financial help without any collateral, to manage cash flow, cover expenses, and strengthen your business confidently.
No Collateral Required
Simple Approval & Hassle-Free Process
Flexible Loan Amounts for All Business Needs
An unsecured loan is a type of borrowing that does not require collateral. Approval and terms are based on the lender’s assessment of your financial profile rather than pledged assets.
It saves financial flexibility, offers an expansion fund, and even allows you to finance daily expenditures without parting with your assets or resources.
Grow Smart | Explore Capital Options | Plan with Confidence
Regardless of whether you need to finance business proposals or private initiatives, the loan is versatile and immediate. For companies, an unsecured business loan can finance new projects, purchase new equipment, or pay for operational expenses. For individuals, the loan can finance personal expenditures or urgent requirements.
Having the money at the right moment allows you to leverage opportunities and avoid disruption due to cash flow inadequacies. Choose a loan amount between ₹10 lakhs to ₹2 crores and scale your business.
1. No collateral
2. Flexible repayment terms
3. Convenient access to funds
4. Plan your strategy with confidences
5. Finance business growth and needs
Apply for a Business Loan
An unsecured personal loan gives you the confidence to invest, expand, or address emergencies without putting your assets at risk.
Repayment terms are flexible to your cash flow, so staying on track is simple.
Transparent and transparent rates guarantee that borrowing expenses remain low.
Quick loan approval enables you to make decisions immediately without any hesitation.
Less paperwork leads to a hassle-free and smooth application process.
Funds business growth, captures opportunities, or pursues personal ambitions with confidence.
Receiving funds in advance provides stability in operations on a daily basis.
Eligibility for an unsecured business loan is determined based on age, nature of business, credit score, and financial history.
| Criteria | Requirements |
|---|---|
| Age | 21–65 years of age. |
| Nationality | Indian national. |
| Credit Score | With a 700 credit score, the chances of getting approved are higher. |
| Business History | Minimum business existence of one year for unsecured business loans. |
| GST Returns | Filed for at least in the latest six months. |
| Business Type | Sole proprietorship, partnership, LLP, and private limited companies can apply. |
All unsecured loan applicants are required to have the following documents in place. Documents vary depending on whether the applicant is a firm, company, or individual.
Company PAN CardDirectors KYC CopiesMOA & AOAGST Registration CopyUdyam CertificateLatest 12 Months Bank StatementITR – Last 2 YearsGST 3B Returns – Last 12 MonthsBusiness Proof DocumentCurrent Address ProofLatest Utility BillDirectors List & ShareholdingCertificate of IncorporationCo-applicant KYC CopyInterest rates vary depending on the loan type, tenor, and profile of the borrower. Standard unsecured business loan interest rates start from 13%. Any other charges, such as document charges, prepayment charges, or late charges, may be levied and are informed to you before signing.
| Banks/ Lenders | Interest rates | Loan/Amount | EMI/Lakh |
|---|---|---|---|
|
Bajaj Finserv |
14% – 25% | Up to INR 2,00,00,000 | Rs23300 - Rs29350 |
 L&T |
14% – 25% | Up to INR 2,00,00,000 | Rs23500 - Rs29550 |
 Godrej |
14% – 25% | Up to INR 2,00,00,000 | Rs23100 - Rs29300 |
 Credit Saison |
14% – 25% | Up to INR 2,00,00,000 | Rs23200 - Rs29200 |
|
ABFL |
14% – 25% | Up to INR 2,00,00,000 | Rs23600 - Rs29400 |
Applying for an unsecured business loan on EasyMoneyLoan is quick and straightforward. Here’s how the process works:
Visit EasyMoneyLoan's website and click on the "Apply Now" link.
Submit all the details, such as name, address, email, and any other details that are required.
Provide all your documents asked for in the form.
Our team will check your eligibility and financial information and then approve.
After lender approval, funds are credited according to their standard disbursement process.
There will be times in every business and personal life when the right support can tip the balance. With our unsecured loans, achieving that is simple and easy.
We understand the challenges you face and stand beside you as you take each step forward. Your goals and dreams matter to us, and we’re here to make them achievable with confidence and ease.
Loans That Grow Your Business!
The loan amount depends on your company profile, turnover, and credit history. Easy MoneyLoan disburses ₹10 lakhs to ₹2 crores without asking for collateral.
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